Designed around your strategy.
Investors purchasing or refinancing income-producing rental properties.
How the structure works
A rental-focused loan may offer amortizing or interest-only payment structures, depending on eligibility. Compare the full payment, reserves, prepayment provisions, and long-term operating costs.
What to prepare
- Lease or market-rent evidence
- Property taxes, insurance, and association dues
- Property valuation and condition
- Borrower credit, entity information, reserves, and existing liens
What to consider
A coverage ratio is not the same as net cash flow. Maintenance, vacancy, management, and capital expenditures still affect investment performance.
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